Credit Card
From rewards and travel benefits to business expenses, we help you find cards suited to how you actually spend, from the issuers we work with.
Choose your card
Business and personal cards are designed for different needs. The right choice depends on what you spend on, how you manage expenses and what benefits matter to you.
Built around your business spending
Best for separating business expenses, managing employee spending and keeping business transactions easier to track.
Built around your everyday spending
Better suited to personal expenses, with rewards and benefits based on how you spend.
Not sure which card fits?Get in Touch
Why go through Yoddha Capital
Tell us what you're looking for. We'll help identify suitable cards from the banks we work with and guide you through the application.
Skip the card-hunting
Tell us what you need and we'll help narrow down suitable options from the banks we work with.
Get expert guidance
We help you understand eligibility, benefits and requirements before you apply.
Apply with confidence
Once you've identified a suitable option, we guide you through the application process.
How we help you get a card
Share a few details about your income, spending and what you want from a card.
We look at the cards available through the banks we work with and shortlist what fits.
We help you through the documentation and the application itself.
Final approval, your credit limit and the card terms are decided by the bank, not by us.
Credit card eligibility
These are the things a bank looks at. None of them is a fixed cut-off, and the weight each carries changes from one card to the next.
Monthly income
Your income helps determine which cards and credit limits may be suitable for you.
CIBIL score
A stronger credit history can open up more card options, but every bank has its own criteria.
Business profile
Business cards may consider your business vintage, financials, registration and other documentation.
Existing credit
Your existing cards, credit limits, utilisation and repayment history may be checked by the bank.
Not sure which card suits you? We'll shortlist the right ones.
Tell us your income and how you spend. We'll suggest the cards that match your profile and take care of the application.
Credit card documents
Lighter than a loan file. A personal card usually needs nothing beyond the first two groups.
Identity
Income
Business
Business cards onlyCredit card FAQs
One application barely registers. Five in a month is what does the damage, and that is exactly what happens when you apply blind across bank websites and get declined. We check your profile first, so a single application goes to the bank most likely to approve it.
Yes, in many cases, banks accept Form 16, ITR or bank statements as alternative income proof, and a secured card against a fixed deposit is also an option if you don't have much credit history yet. Share your situation and we'll check what the bank will accept.
That's decided by the bank, based on your income, existing obligations and credit history, not something we can promise in advance. What we can do is send your application to the bank most likely to offer a limit that fits your profile.
Usually both: the card carries the business name, but it's issued against your personal profile and guarantee as the applicant. The exact structure varies from bank to bank, and we'll walk you through it for the card you're considering.
Ready when you are
One call, one application, to the bank your profile actually fits.
Response within one working day.
