Higher loan amount
We compare offers across lenders to help you find the amount that best fits your profile.
- Your profile assessed across multiple lenders
- Income and existing obligations considered
- Compare the numbers before you decide
Home Loan
Compare home loans across banks, in one application.
One set of documents, offers from multiple lenders, and we handle the paperwork till disbursal.
Why get your home loan through us
One application. More options to choose from.
Going to one bank means getting one bank's answer. We take your application across our lending network, compare all quotations and help you choose the option that works best for you.
Best-suited lender
Not every lender looks at your profile the same way. We help identify where your application fits best.
- Matched to your profile and requirements
- Rates, tenure and charges compared
- Choose from suitable lending options
End-to-end support
Once you choose your option, we stay with you through the paperwork and lender process.
- One point of contact from application to disbursal
- Documentation and follow-ups handled
- Queries from the lender managed for you
Home loan eligibility
Wondering if you qualify?
Age, income, credit history and repayment capacity all play a part in home loan eligibility. These are the broad benchmarks lenders typically consider.
Age
21 to 65 years, from application through to loan maturity.
Tenure
Up to 30 years available, subject to your age at maturity.
Monthly income
Typically ₹35,000 or more, backed by your last 3 months' salary slips or 2 years' ITR.
CIBIL score
650 or above is generally preferred by lenders.
Not sure how much home loan you'll get? Find out before you book.
Share your income and existing EMIs. We'll tell you what lenders are likely to sanction, so you can shortlist and negotiate with a number in hand.
EMI calculator
Calculate your home loan EMI.
Set the amount and tenure you have in mind and see your EMI. Then apply, and we'll tell you what our lending partners will actually sanction for you.
₹
₹5 lakh₹5 crore
years
1 year30 years
% p.a.
7%9%
Your estimated EMI
₹44,186/ month
Principal₹50,00,000
Total interest₹56,04,529
Total payment₹1,06,04,529
Apply for this loanIndicative only: your actual rate depends on the lender and your profile.
| Year | Principal paid | Interest paid | Balance |
|---|---|---|---|
| Year 1 | ₹96,537 | ₹4,33,689 | ₹49,03,463 |
| Year 2 | ₹1,05,331 | ₹4,24,895 | ₹47,98,132 |
| Year 3 | ₹1,14,926 | ₹4,15,300 | ₹46,83,205 |
| Year 4 | ₹1,25,396 | ₹4,04,831 | ₹45,57,810 |
| Year 5 | ₹1,36,819 | ₹3,93,408 | ₹44,20,991 |
| Year 6 | ₹1,49,282 | ₹3,80,944 | ₹42,71,709 |
| Year 7 | ₹1,62,881 | ₹3,67,345 | ₹41,08,827 |
| Year 8 | ₹1,77,719 | ₹3,52,507 | ₹39,31,108 |
| Year 9 | ₹1,93,909 | ₹3,36,318 | ₹37,37,200 |
| Year 10 | ₹2,11,573 | ₹3,18,654 | ₹35,25,627 |
| Year 11 | ₹2,30,846 | ₹2,99,380 | ₹32,94,781 |
| Year 12 | ₹2,51,875 | ₹2,78,351 | ₹30,42,905 |
| Year 13 | ₹2,74,820 | ₹2,55,406 | ₹27,68,085 |
| Year 14 | ₹2,99,855 | ₹2,30,371 | ₹24,68,230 |
| Year 15 | ₹3,27,171 | ₹2,03,056 | ₹21,41,059 |
| Year 16 | ₹3,56,975 | ₹1,73,252 | ₹17,84,085 |
| Year 17 | ₹3,89,493 | ₹1,40,733 | ₹13,94,591 |
| Year 18 | ₹4,24,975 | ₹1,05,252 | ₹9,69,616 |
| Year 19 | ₹4,63,688 | ₹66,538 | ₹5,05,928 |
| Year 20 | ₹5,05,928 | ₹24,298 | ₹0 |
Home loan documents
Get these ready. We'll handle the rest.
Most home loan applications start with a few basic documents. Keep these handy and we'll tell you if anything else is needed for your loan and property.
Identity & KYC
For everyone- PAN card
- Aadhaar, Passport, Voter ID or Driving Licence
- Passport-size photograph
If you're salaried
- Last 3 months' salary slips
- Last 6 months' bank statements
- Latest Form 16 / ITR, if applicable
If you're self-employed
- ITRs with computation
- Business bank statements
- P&L and balance sheet, where applicable
- Business proof, where applicable
For the property
- Sale agreement / allotment letter
- Title / ownership documents
- Other property documents, depending on the property
Additional documents may be required depending on your profile, property and lender.
Home loan FAQs
Questions you might have…
Your bank offers you only its own product, at its own rates. We share your application with all our lending partners and come back with what each will actually offer on amount, rate and tenure, then handle the paperwork till disbursal. One application instead of five.
That is a good time to talk to us. Knowing what you are likely to be sanctioned before you commit means you negotiate with a figure in hand, rather than finding the loan short once the property is agreed.
We send your application to lenders as soon as your income documents are in. The sanction timeline is the lender's own, and disbursal then waits on legal and technical clearance of the property, which on a home loan is usually the longest part, and the part least in anyone's hands.
Usually yes, if your home loan has been running well for a while, and often at a rate closer to a home loan than to an unsecured one. Share your existing loan statement and we will check what your lender allows.
Ready when you are
Start your home loan application today.
Send us your income details and what you're buying. We'll come back with the right lenders, loan amount and interest rate for you.
Response within one working day.